Your most expensive PMI claims have a dental connection

Most people believe dental to be in its own category. It has a completely different healthcare pathway than regular primary care routes; only dentists can diagnose dental issues and prescribe medications. But for organisations with private medical insurance, dental matters for another reason that often surprises finance teams when they first encounter it.

Every one of the top six PMI claim categories has an oral health connection. And in most cases, the mouth shows the signs first, sometimes months before any other diagnostic indicator appears.

"The mouth is an early warning system for the body. When you remove routine dental access, which is what's happening across the UK, you lose that early detection window. And your PMI claims get more expensive as a result."

— Dr Deepak Singh-Aulak, CEO and Principal Dentist, Toothfairy