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Mind Over Money: Exploring the link between IQ and financial stress

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Few would argue that how we feel about money has an impact on how we feel about our lives and ourselves - but new research has revealed the effects of money stress are more extensive than we once thought.

With advisory input from Money and Pensions Service and University of California, Berkeley, this paper reveals the impact financial stress has on cognition, decision-making and mental wellbeing, through a concept known as scarcity mindset.


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One thousand employers - like Asda, Bupa, Burger King, Pizza Express, Mitchells & Butlers and the NHS - make work more rewarding, by offering financial benefits through the Wagestream platform. Three million people use Wagestream to manage budgeting, get paid when they choose, build rainy-day pots, chat to money coaches, save on their bills, and more - all in one app. Wagestream is a B Corporation, built with the Fair By Design financial inclusion campaign.

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